Suzanne O’Connor’s Bargains LA

SayGoodCredit

How many of us start out every year organizing our bills and setting up budgets only to see another year go by and deeper in debt. Sound familiar?

I used to think my problem was never making quite enough money to cover my expenses. I lived in the world of “ifs”. “If “I could only get a better paying job. “If” I could make a killer business deal. “If” I could only catch up.

But my real problem was not knowing how to budget, plan ahead and live within my means. Now is always the time to get back on track.

A great starting place is http://www.sayplanning.com/saygoodcredit/manage-budget.html

There are tips on establish credit, rebuilding credit, budgeting planning and management, managing mortgage debt, avoiding ID theft, setting up a spending plan and more.

It won’t be the most thrilling read of the day. But the information, links and advice will help steer you to a better financial future.

aLaTest

Ever read a Consumer Reports report on a product you use and completely disagree? Would you like to see other people or professionals reviews of products your interested in before you buy? Then check out www.alatest.com where you can find objective reviews on products that are totally independent.

This site is free and offers quality product information and reviews from over 600 sources summarizing the results through standardized ratings that seem to follow standardized grading on a 100-point scale. The weakness is that scores of 90-100 points get “Best” ratings and scores of 60-69 still get a “Good” rating. But if you ignore the wording and stick with the score you can quickly decipher what’s what.

The categories on alatest.com cover mostly electronics and home theater products including photography, games, home electronics, appliances, computers and more.

Another good tool for savvy consumers to use before you buy.